Do you need cheap car insurance but you are just a learner driver permit holder? If so, then there are a few options available for you. If you are a young learner driver, your parents can add you to their existing auto insurance policy. This can be a good option but the problem is that this option is very expensive and it can affect the no claim bonus of your parents if ever you get yourself involved in an accident. If you are adult learner driver, you can also expect expensive premiums because you will be considered as a high risk for lack of driving and insurance history, but you have the option to get a non – owned policy to address this issue. Such policy is a liability – only insurance plan which will only cover a particular driver but not a particular car. However, it can be expensive for a liability – only cover so sometimes it is not worth considering.
Cheap Alternative Car Insurance For Learner Drivers
If you don’t like the idea of paying expensive premiums for adding yourself to an existing policy or getting a non – owned liability – only policy, then you should consider a cheaper alternative through provisional learner driver insurance. This is a cheap short – term car insurance cover which will allow you to choose the policy that suits your needs. You can also make it fit to your budget because it will allow you to pay per month. This can mean you or your parents saving thousands for adding you to their policy. Even if you can only use it for 1 – 3 months, you can renew it if you still haven’t passed the driving skills test which will qualify you for a full license so you don’t have to worry. Provisional learner driver insurance is by far a better, cheaper and a cost – saving option over all the other car insurance options that are available for learner drivers.
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